Drive4Less Program

POPA Drive4Less Program: New and Pre-Owned Vehicle Financing

Are you looking for low monthly payments on your next vehicle, but don’t want all the drawbacks of leasing? The POPA Drive4Less Program auto loan program is the answer for you! The POPA Drive4Less offers payments that are up to 40% lower than conventional financing, with no money down. Most importantly with Drive4Less, the vehicle is titled in your name – YOU OWN IT!

Understanding the POPA Drive4Less Program

With the POPA Drive4Less Program, all future year, current year, and pre-owned vehicles up to five years old qualify. All eligible vehicles can be financed up to 60 months.

Check out advantages of Drive4Less for yourself!

  • No first or last payment or MONEY DUE at signing (other than $295 Program Fee, which can be financed)1.
  • You own the vehicle.
  • Mileage options of 12,000, 15,000 or 18,000 per year available.
  • Vehicles eligible for up to 60 months financing.
  • Option to turn-in vehicle at loan maturity (terms and conditions apply)2.


To find out more about the POPA Drive4Less and to see how it all works, CLICK HERE

If you’re ready to get started Apply-now-button

1 $295 is a finance charge which can be financed or paid up front. The Program Fee is $295 for vehicles up to $74,999. For vehicles $75,000 or greater and a residual up to $20,000 or greater, are subject to an additional program fee. Minimum loan amount $10,000, with terms ranging from 24 to 60 months. Please contact the Credit Union for full details.

2 Required inspection must be scheduled 30-60 days prior to maturity. Additional Charges due to excess mileage (10 cents per mile) and wear and tear may apply. Disposition fee of $195.00. All loans are subject to credit approval. POPA’s Drive4Less Program applies to vehicles that are 5 years old and newer. Residual Value may vary depending on year, make, model of vehicle, and term being financed. Subject to mileage restrictions. This Program is offered through our partnership with Auto Financial Group (AFG) and various terms and rates are available. Vehicles not eligible on the program include those considered “Grey Market”, “Lemon Law” or Salvaged vehicles. Please contact the Credit Union for a list of ineligible vehicles. Financing up to 125% of the vehicle is available. Rates and Terms are subject to change without notice. Contact us for complete details.