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Regular (Share Draft)Checking

A checking account to fit your needs.

Account Overview

POPA FCU keeps it simple by offering one type of (share draft) Checking account – a minimum deposit of $50.00 is required during opening and there is no minimum average daily balance requirement. With a POPA FCU Checking account, you will have access to Online Banking, Mobile Banking, and Bill Pay services.

Relationship Building

POPA Relationship Benefits1 is a loan discount program and savings program that you can utilize on your approved loan rate. You can access a rate reduction of up to 0.25% off your approved rate on certain types of loans if you have the following:

Also, if members have full relationship benefits (i.e. direct deposit of $250 minimum or automatic payment), they can earn a 0.10% APY3 increase on a new share certificate as well!


Bounce Protection Program†

Bounce Protection is a discretionary overdraft service requiring no action on your part that provides you a safety net up to an automatically assigned overdraft limit. Your Bounce Protection limit may be available for checks and other transactions made using your checking account number or automatic bill payment and recurring debit card payment. Also, at your request, we may authorize and pay ATM transfer or withdrawals and everyday debit card purchases using your limit.

†Your Bounce Protection limit may be available to approve overdrafts for checks, automatic bill payments, recurring debit card payments, and other transactions using your checking account number. At your request, we may authorize and pay ATM and everyday debit card transactions using your limit. If an overdraft is approved, you may be assessed our Courtesy Pay Fee of $25.00 for each item. All negative balances must be brought positive within 30 calendar days. POPA Federal Credit Union reserves the right not to pay if the account is not kept in “good standing.” Bulldogs and 2nd Chance Checking Accounts are not eligible for Bounce Protection. Please contact a Member Service Representative at 562-229-9181 for more details.

This information is effective as of 12/01/2023 and is provided as examples. Please ask us about our current specific products, rates and fees. APR=Annual Percentage Rate.

Money Management

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Open a POPA Checking Account Today!

  1. Online: Complete the Membership Application/Account Agreement
  2. In Person: Mail or bring our membership application pdf into the POPA office nearest you.

Direct Deposit

Get the full effect of experiencing our convenient and value-added products/services with Direct Deposit.

Need Help Balancing Your Checkbook?

Balance My Checkbook Calculator

Who is Eligible for POPA FCU Membership?

Membership at POPA FCU gives you access to any of our convenient products and services, such as online banking, bill pay, direct deposit, and so much more. You also receive one vote during an election at our annual membership meeting.