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RecreationalLoanS

Enjoy the good life with a boat, RV, ATV or watercraft.

Overview

When it comes to enjoying the good life with a boat, RV, ATV or watercraft, remember we can handle all your lending needs. We offer competitive rates and term financing for life’s fun extras.

Apply online, visit your local POPA branch or give us a call at 800-369-7672

Boat Loan Rates

Rates effective as of 6/15/2025
Loan TypeMAX Amount FinancedTermAPR* (as low as)
Boatup to 100%48 Months6.99%*
Boatup to 100%60 Months7.24%*
Boatup to 100%72 Months7.74%*
Boatup to 100%up to 180 Months8.24%*

Payment example: $23.94 per month for every $1,000 borrowed as a Boat Loan at 6.99% APR with a 48 month term.

* APR=Annual Percentage Rate. All rates are quoted on approved credit as Annual Percentage Rates (APRs). Some restrictions may apply. Loan approval subject to credit and income evaluation. Consumer loan rates may vary, depending on creditworthiness, term, and the amount financed. Rates and terms are subject to change without notice.

The rates shown reflects a Relationship Benefits discount of 0.25% for members with a POPA FCU direct deposit (Minimum $250 per month), or an automatic payment.

RV & Motorhome Loan Rates

Rates effective as of 6/15/2025
Loan TypeMax Amount FinancedTermAPR* (as low as)
RV & Motorhomeup to 100%48 Months6.99%*
RV & Motorhomeup to 100%60 Months7.24%*
RV & Motorhomeup to 100%72 Months7.74%*
RV & Motorhomeup to 100%up to 180 Months8.24%*

Payment example: $23.94 per month for every $1,000 borrowed as an RV & Motorhomes Loan at 6.99% APR with a 48 month term.

* APR=Annual Percentage Rate. All rates are quoted on approved credit as Annual Percentage Rates (APRs). Some restrictions may apply. Loan approval subject to credit and income evaluation. Consumer loan rates may vary, depending on creditworthiness, term, and the amount financed. Rates and terms are subject to change without notice.

The rates shown reflects a Relationship Benefits discount of 0.25% for members with a POPA FCU direct deposit (Minimum $250 per month), or an automatic payment.

ATV & Watercraft Loan Rates

Rates effective as of 6/15/2025
Loan TypeMAX Amount FinancedTermAPR* (as low as)
ATV & Watercraftup to 90%48 Months9.99%*
ATV & Watercraftup to 90%60 Months10.24%*
ATV & Watercraftup to 90%72 Months10.74%*

Payment example: $25.35 per month for every $1,000 borrowed as an ATV & Watercraft Loan at 9.99% APR with a 48 month term.

* APR=Annual Percentage Rate. All rates are quoted on approved credit as Annual Percentage Rates (APRs). Some restrictions may apply. Loan approval subject to credit and income evaluation. Consumer loan rates may vary, depending on creditworthiness, term, and the amount financed. Rates and terms are subject to change without notice. Dual sport motorcycles fall under Off-Road/ATV vehicle rates.

The rates shown reflects a Relationship Benefits discount of 0.25% for members with a POPA FCU direct deposit (Minimum $250 per month), or an automatic payment.

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Who is Eligible for POPA FCU Membership?

Membership at POPA FCU gives you access to any of our convenient products and services, such as online banking, bill pay, direct deposit, and so much more. You also receive one vote during an election at our annual membership meeting.