Payment example: $22.00 per month for every $1,000 borrowed as a Signature Loan at 11.49% APR with a 60 month term.
* APR=Annual Percentage Rate. All rates are quoted on approved credit as Annual Percentage Rates (APRs). Some restrictions may apply. Loan approval subject to credit and income evaluation. Consumer loan rates may vary, depending on creditworthiness, term, and the amount financed. Rates and terms are subject to change without notice.
** The rates shown reflects a Relationship Benefits discount of 0.25% for members with a POPA FCU direct deposit (Minimum $250 per month), or an automatic payment and; an additional 0.25% discount for enrolling into eStatements and have a POPA Credit Card.
*** With a Share Secured loan, the total amount of money available as a loan to you is based on the amount that you currently keep in your share account and POPA will hold those funds until the balance of the loan is paid in full.
**** For amounts greater than $2,500 but up to $3,500, the borrower must be employed for more than 24 months and also have been a member of the credit union a minimum of 30 days at the time of application. The borrower must be employed by the Los Angeles County Sheriff’s Department or Los Angeles District Attorney Investigators at time of funding. Some restrictions may apply. Borrower must have a minimum direct deposit of $250 a month into an account at POPA FCU or, payroll deduction to make the required loan payments. Verification income (e.g. two recent paycheck stubs) is required. Rates, terms, and conditions are subject to change without notice. The minimum loan amount is $500. The maximum loan amount is $3,500. Terms available from 6 to 24 months. Payment example: For every $500 borrowed at 17.99% APR for 24 months, the monthly payment would be $25.12. The member may only have one (1) active POPA SHIELD Loan at any given time and must be the Primary Member on the account. Relationship Benefits are not applicable. POPA FCU does not accept online applications for SHIELD Loans.