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Share SecuredLoans

Build credit by getting the loan you need with your savings.


A Shared Secured Loan lets you borrow money using your savings account balance as collateral.1 A Share Secured Loan from POPA Federal Credit Union is a good idea if:

  • you have little or no credit or
  • you’re a savvy saver

Apply online, visit your local POPA branch, or give us a call at 562-229-9181 or 800-369-7672.

1 With a Share Secured loan the total amount of money available as a loan to you is based on the amount that you currently keep in your share account and POPA will hold those funds until the balance of the loan is paid in full.

    How It Works

    POPA FCU “freezes” the amount you’d like to borrow from yourself therefore, helping you build credit or, helping you maintain your “nest egg” by having you borrow against it at a lower rate compared to the typical Annual Percentage Rate (APR).

    You can borrow up to 100% of the balance in your Share Savings Account.

    • No fees.
    • Flexible terms – up to 60 months.

    We also offer a Share Secured VISA for your convenience.

    Related Topics

    Loan Calculators

    What would my loan payment be?

    Who is Eligible for POPA FCU Membership?

    Membership at POPA FCU gives you access to any of our convenient products and services, such as online banking, bill pay, direct deposit, and so much more. You also receive one vote during an election at our annual membership meeting.