Patrol & Gear/SHIELDLoan

Protect Yourself from the Unexpected

Our POPA SHIELD Loan – a cash loan designed specifically for any law enforcement and civilian employee in Southern California employed in the Police Protection and Foundation industry. Public safety agencies (State, County, Federal, and Municipal). Borrow from $500 – $3,500² with a fixed APR³ of 17.99%.

• Available to any law enforcement and civilian employee (E.g. Deputies, District Attorney Investigators, Custody Assistants, Security Officers, Security Assistants, Nurses, etc.)
• No credit check required⁴
• No debt-to-income ratio verification
• Terms available from 6 to 24 months

Visit your local POPA FCU branch or give us a call at 562-229-9181 or 800-369-7672.

² For amounts greater than $2,500 but up to $3,500, the borrower must be employed for more than 24 months and also have been a member of the credit union a minimum of 30 days at the time of application.

³ APR=Annual Percentage Rate. The borrower must be employed or retired as a sworn or civilian law enforcement professional affiliated with Southern California's federal, state, county and city agencies within the Police Protection and Foundation industry or Public Safety Agencies. Some restrictions may apply. Borrower must have a minimum direct deposit of $250 per month into an account at POPA FCU or, payroll deduction to make the required loan payments. Verification of income (e.g. two recent paycheck stubs) is required. Rates, terms, and conditions are subject to change without notice. The minimum loan amount is $500. The maximum loan amount is $3,500. Terms available from 6 to 24 months. Payment example: For every $500 borrowed at 17.99% APR for 24 months, the monthly payment would be $25.12. The member may only have one (1) active POPA SHIELD Loan at any given time and must be the Primary Member on the account.

⁴ Online applications are subject to credit verification.