Money Market Savings

Money Market Savings

If you’re looking for a safe place to deposit a large sum of money that is accessible if you’re in a pinch, then look no further!

A POPA Money Market Savings is a savings account that generally yields a higher dividend rate than a regular savings account and have no term restrictions such as a share certificate/CD. POPA FCU offers five dividend rate tiers. The higher your account balance, the greater your earnings.


  • No monthly minimum balance fee
  • Earn a high rate without locking up your funds
  • Earn higher yields with higher balances
  • Make unlimited deposits anytime
  • No penalties for withdrawals†
  • Your account is federally insured up to $250,000 by the National Credit Union Administration (NCUA)

Options On How To Open A Money Market Savings Account:

  1. Online Banking
    a. Log into your online banking account.
    b. Hover over the My Accounts tab.
    c. Select the Open Secondary Account tab.
    d. Start the application process.
    e. Under Product Selection you’ll be able to select Money Market Savings.
  2. Call us at 800.369.7672 or,
  3. Come into any of our four branch locations.

*$10,000 minimum deposit to open Money Market Savings account. Balances below $10,000 earn the Primary Savings rate. Balances below $50.00 do not earn dividends for each day it remains below the minimum.

§APY= Annual Percentage Yield. Rates are variable and subject to change without notice. The Dividend Rate and Annual Percentage Yield on all accounts may change every month, as determined by the Credit Union’s Board of Directors. Dividends accrued daily, paid monthly at the rate which corresponds to the account balance. Due to the number of days in each calendar month, some months may see higher earnings.

†Federal regulation allows a maximum of six electronic transfers and/or withdrawals per calendar month.

Balance Dividend Rate APY§
$50 – $9,999.99* 0.200% 0.20%
$10,000.00 – $24,999.99 0.349% 0.35%
$25,000.00 – $49,999.99 0.449% 0.45%
$50,000.00 – $99,999.99 0.598% 0.60%
$100,000.00 + 0.797% 0.80%