Savings Rates

(Rates effective as of November 1, 2017)

Share Savings

*The Dividend Rate and Annual Percentage Yield (APY) on all accounts may change every month, as determined by the Credit Union’s Board of Directors. Fees for other conditions could reduce earnings on any of the listed accounts. All accounts are subject to the terms and conditions set forth in the Credit Union’s Account Agreement and Truth-in-Savings disclosure. Rates and programs are subject to change without notice.

Share Type Minimum Balance to Earn Dividends Dividend Rate* APY
Regular Share Savings $50.00 0.100% 0.10%
Regular Share Savings $25,000.00 0.100% 0.10%
Club/Sub-Share Savings $50.00 0.100% 0.10%
K-9 $avers Share Savings $10.00 0.100% 0.10%
IRA Shares $5.00 0.300% 0.30%

Share Certificates

*The Dividend Rate for each Term Share (Certificate and IRA Certificate) Account is set forth above. For purposes of this disclosure, such Dividend Rates were offered within the most recent seven calendar days and were accurate as of the date set forth above. Rates are subject to change—please call the POPA office nearest you for current rate information.

**The Annual Percentage Yield (APY) on all accounts may change every month, as determined by the Credit Union’s Board of Directors. Fees for other conditions could reduce earnings on any of the listed accounts. All accounts are subject to the terms and conditions set forth in the Credit Union’s Account Agreement and Truth-in-Savings disclosure. Rates and programs are subject to change without notice.

Term Balance Dividend Rate* APY**
6 Months $1,000.00 – $24,999.99 0.549% 0.55%
6 Months $25,000.00 – $49,999.99 0.648% 0.65%
6 Months $50,000.00 + 0.747% 0.75%
12 Months $1,000.00 – $9,999.99 0.698% 0.70%
12 Months $10,000.00 – $49,999.99 0.797% 0.80%
12 Months $50,000.00 – $89,999.99 0.896% 0.90%
12 Months $90,000.00 – $199,999.99 0.8946% 0.95%
12 Months $200,000.00 + 0.995% 1.00%
18 Months $1,000.00 – $9,999.99 0.747% 0.75%
18 Months $10,000.00 – $49,999.99 0.847% 0.85%
18 Months $50,000.00 – $89,999.99 0.946% 0.95%
18 Months $90,000.00 – $199,999.99 0.995% 1.00%
18 Months $200,000.00 + 1.045% 1.05%

Share Certificates / Roth & Traditional IRA Share Certificates

*The Dividend Rate for each Term Share (Certificate and IRA Certificate) Account is set forth above. For purposes of this disclosure, such Dividend Rates were offered within the most recent seven calendar days and were accurate as of the date set forth above. Rates are subject to change—please call the POPA office nearest you for current rate information.

**The Annual Percentage Yield (APY) on all accounts may change every month, as determined by the Credit Union’s Board of Directors. Fees for other conditions could reduce earnings on any of the listed accounts. All accounts are subject to the terms and conditions set forth in the Credit Union’s Account Agreement and Truth-in-Savings disclosure. Rates and programs are subject to change without notice.

Term Balance Dividend Rate* APY**
24 Months $1,000.00 – $9,999.99 0.995% 1.00%
24 Months $10,000.00 – $49,999.99 1.045% 1.05%
24 Months $50,000.00 – $89,999.99 1.094% 1.10%
24 Months $90,000.00 – $199,999.99 1.144% 1.15%
24 Months $200,000.00 + 1.193% 1.20%
36 Months $1,000.00 – $9,999.99 1.243% 1.25%
36 Months $10,000.00 – $49,999.99 1.342% 1.35%
36 Months $50,000.00 – $89,999.99 1.440% 1.45%
36 Months $90,000.00 – $199,999.99 1.490% 1.50%
36 Months $200,000.00 + 1.539% 1.55%