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Home Equity

Tap into the equity of your home for a variety of purposes. Fixed rate home equity loans and variable rate home equity lines of credit are available if you have sufficient equity in your home. Plus, the interest on your loan may be tax deductible!*

*Consult your tax adviser.

Please call the credit union at 562.229.9181 if you are interested in applying for a Home Equity Loan.

Our Current Home Equity Loan Rates:

(Rates effective as of 12/15/2016; last updated on December 14, 2016)

§. APR = Annual Percentage Rate.
†. Closing Costs (typically ranging from $200-$1500) will apply in the event the Loan is closed within the first 3 years, or if the minimum daily balance requirement is not met during the first 3 years. . Contact the Credit Union for more details.
‡. Margin as low as 0.00% and as high as 4.00%.Closing Costs (typically ranging from $200-$1500) will apply in the event the Line is closed within the first 3 years, or if the minimum daily balance requirement is not met during the first 3 years. $50 annual fee on our Equity Line. Contact the Credit Union for more details.

Loan Type Max Amount Financed Term APR (as low as)§
Home Equity Loan up to 80% CLTV up to 7 years 4.75%†
Home Equity Loan up to 80% CLTV 8 to 15 years 5.75%†
Home Equity Line of Credit up to 80% CLTV Revolving 3.75% (Prime + Margin‡)